Training is an essential and inevitable component, more particularly, for the Microfinance Institutions which deal with poor women for their literacy, economic and social empowerment.
Training programmes form an integral part in the capacity building of functionaries working in S.M.I.L.E. Microfinance Ltd. Training plays vital role in imparting information and knowledge, improving skills and bringing about positive attitudinal development among the staff and thereby ensuring commitment and quality in service delivery. It also inculcates in the minds of center leaders, group leaders and members in the centers, the objectives and activities of S.M.I.L.E. Microfinance Ltd and the importance of micro credit system for their economic development.
Due importance is given to impart qualitative training to the staff and create awareness among the members about the need of their socio economic development and women empowerment. A number of need based, area specific and impact oriented training programmes are being organized for all categories of staff working in S.M.I.L.E. Microfinance Ltd
Types of Training Programmes:
Induction
In-Services
Innovative
Orientation
Special Training
The following Training Programmes are conducted in S.M.I.L.E. Microfinance Ltd for the capacity building of the staff.
Induction Training Including Field Training for newly recruited FDOs
172
2
Customer Satisfaction Skill Training imparted by Chairman at Kodaikkanal (Trainers Training)
32
3
Customer Satisfaction Skill Training for all staff
408
4
Advanced Technical Skill Training for field staff
258
5
Special Training for Expansion Team
19
6
Computer Training - In-house Software(MiFi)
94
Feedback of the Participants:
"The definition and explanation on Inter Personal Relations, Ego, Emotional Brain, Intelligent Brain, Team Work, etc.. was excellent. Such Training Programmes should be conducted periodically"
"Through this Training I have learnt how to prevent Arrears, Loan Preclosure, and Savings Refund"
"I clearly understood how a FDO should behave with clients and ensure 100% recovery"
"The Five day induction Training gave me fund of information on the roles and responsibilities of FDO, causes for poverty and the effective role of S.M.I.L.E. Microfinance to eradicate it. I feel very proud of joining with S.M.I.L.E. Family."
Training Programmes Planned for 2009-10:-
Training Programmes on Microfinance Operations – 5 Programmes for all field staff.
Induction Training for new recruits
Orientation Training for Branch Managers
Advanced Technical Training for DM / AM / BMs and FDOs
Risk Management Training for Operation & Corporate office Staff
Customer Satisfaction Skills Training for all staff
Training Programmes on Soft Skills – 7 Programmes for all staff
Communication & IPR Skills
Team Building
Creativity, logical thinking and problem solving techniques
Time Management
Motivation & Leadership
Mainstreaming gender in poverty alleviation programmes
Anger & Stress Management and Yoga.
Customised Software (MiFi) Training Programme
Financial Accounts Maintenance and importance of Audit.