S.M.I.L.E. MICROFINANCE LIMITED, has emerged as a fast growing microfinance institution in Tamilnadu whose MISSION is to empower the poor women to become economically self-reliant.

SMILE embarked on the journey to make poverty a history, as early as in 1999. Today, it is one of the leading Microfinance Company in South India. At SMILE we work towards empowerment of poor women by offering them financial and non financial support in a sustainable manner in the right way.

Our unique model addresses the issues of poverty and exclusion by going beyond micro-credit. We put to use the various tools of microfinance to achieve the outreach, impact and sustainability.

Today, SMILE has grown as strong as 88 Branches across thirteen Districts in the State of Tamil Nadu, India. As of March 31, 2009, it has disbursed loans to the tune of INR 4048 million among poor women members for more than 200 plus income generating and allied activities with a Recovery Rate of 99.89%.

Initially started as Trust by Dr. N. Sethuraman, a Social Entrepreneur, SMILE was transformed in to a Non Banking Finance Company (NBFC) in the year 2004. Please explore our WEBSITE to see how we are making a difference in the lives of around 200,000 poor women and what they have go to say about Our Noble Institution.